Security Freeze FAQs
- How much does it cost to place a security freeze?
- Does my spouse's file have to be frozen, too?
- Is a minor child eligible for a security freeze?
- How do I place a security freeze?
- Can I place a security freeze by phone?
- Can I open new credit accounts if my files are frozen?
- How long does it take for a security freeze to be in effect?
- How long does it take for a security freeze to be lifted?
- What is the difference between a "fraud alert" and a "freeze"?
- What will a creditor who requests my file see if it is frozen?
- Can a creditor get my credit score if my file is frozen?
- Can I order my own credit report if my file is frozen?
- Can anyone see my credit file if it is frozen?
- Do I have to freeze my file with all three consumer reporting agencies?
- Will a freeze lower my credit score?
- Does freezing my file mean that I won't receive pre-approved credit offers?
- Where do I find the forms and what do I do with them?